Plain English only
Every term, every trade-off, every number explained the way you would explain it to a friend — then a check that you actually got it. Confusing jargon is a service failure, not a sign of expertise.
Meet Scott
Credentials
- Loan Officer, Fairway Home Mortgage
- NMLS #253799 · verify
- Licensed in Colorado
- In mortgage lending since 2003
- Reverse mortgage originator · Fairway Reverse
- Five Star Mortgage Professional · 2018
- Monument, CO office
The story
Scott Synovic has been in mortgage lending since 2003 — long enough to have seen two full market cycles, and long enough to know that the rate is never the whole story.
Scott works out of Fairway Home Mortgage's Monument office, at the north end of the Pikes Peak region, and serves buyers and homeowners from Colorado Springs up through Castle Rock and the Denver south metro. That footprint shapes the work: a large share of his clients are active-duty and veteran families buying on a PCS timeline, first-time buyers priced out of the metro and looking at Monument, Falcon or Fountain, and move-up buyers wrestling with metro-district taxes and hail-zone insurance quotes that nobody warned them about.
The other half of the practice is the part most loan officers do not do. Scott originates reverse mortgages — HECM and HECM for Purchase — through Fairway Reverse, Fairway's dedicated reverse division. That means a homeowner over 62 gets an honest comparison of every way to use their equity from one person, with no incentive to push one product over another. It is the reason this site has a flip side.
Along the way Scott has been named a Five Star Mortgage Professional — an award given to a small share of mortgage professionals in the Denver market based on client feedback — for multiple years running. He treats that less as a trophy than as a standard: every file, plain English, honest math, and the phone answered when the question actually happens.
Scott · Loan Officerhonestly i'm not sure i'm 'ready' to buy yet
Most people who say that are closer than they think. Ten minutes and I'll tell you where you actually stand — no pressure either way. 🙂
How Scott works
Honesty over closings
If waiting is the better move, Scott says so. If your current loan beats a refinance — or a reverse mortgage is the wrong tool for your situation — he tells you to keep what you have. Long-term trust beats a short-term commission, every time.
Speed is respect
Quick answers, same-day pre-approvals when the documents allow, and proactive updates at every milestone — because waiting on a lender is its own kind of stress, especially on a PCS clock.
Forward and reverse
A first home at 28 with 3% down and CHFA help. A VA loan at 35 after a PCS to Peterson. A move-up at 45, a refinance at 52, and — at 65 — the honest conversation about whether a reverse mortgage, a HELOC, or doing nothing is the right way to use the equity you spent thirty years building. Scott does all of it, which is rarer than it should be, and it is why the answers on this site run from the first text to the last house.
Say hi
A question, a scenario, a house you drove past, a refinance you keep putting off, a parent who keeps getting reverse mortgage mail — text it over. Nights and weekends are fine.
Text Scott · 303-668-3350 →Apply with Scott at Fairway
Applications happen on Fairway's secure site — never here.