04Checklist · After your offer is accepted

Accepted offer to clear-to-close: what you do, what Scott does, and what to leave alone.

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Review and acknowledge your Loan EstimateDelivered within three business days of application. Ask about anything unfamiliar.Send any updated documents Scott requestsUnderwriting conditions are normal — speed is the whole game.Schedule the inspectionUsually within the first week.Appraisal is ordered (Scott handles)You do not need to be there.Shop for homeowners insuranceThe lender needs a policy bound before closing.Decide on your rate lock with ScottLock, float, and lock periods explained in plain English.Do not change jobs, open credit, or move moneyStill the rule. Still the most common way deals wobble.Receive your Closing DisclosureAt least three business days before closing. Compare it to the Loan Estimate.Clear to close!Scott calls you the moment underwriting signs off.

🎉 All done. Text Scott and tell him — 303-668-3350.

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Next stage

Closing & moving-day checklist

The final walkthrough, the wire, the signature, the keys — and the utilities people forget.

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Ready when you are

No dumb questions, no pressure, no forms to fill out. Text Scott what you are wondering about and get a straight answer — usually the same day, nights and weekends included.

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Under-contract checklist

Closing & moving-day checklist

Ask Scott. Tonight, if you want.